Document preparation, not a lending decision
Know what your mortgage file may need – before the back-and-forth begins.
Answer a few questions to receive a personalized document preparation checklist. No credit check. No SSN. No loan decision.
About 3 minutes • No credit pull • No SSN required
How it works
Three short steps. Nothing you enter is used to evaluate you, and no part of this process contacts a credit bureau.
- 01
Tell us about the scenario
A few plain-language questions about the transaction, income types, and funds. No amounts, no account numbers, no SSN.
- 02
See what may be requested
We assemble the documents commonly associated with your circumstances, each with a short note on why it tends to come up.
- 03
Prepare what needs attention
Mark what you already have, then work through a prioritized preparation list and discuss anything unclear with your loan officer.
Built for a better prepared conversation
For borrowers
Walk in knowing what to gather
- See the documents your circumstances usually involve.
- Understand why each one tends to be requested.
- Start collecting the slow items early, like tax returns and payoff statements.
- Share your readiness report with a loan officer only if you choose to.
For mortgage professionals
Fewer document chases per file
- Send a co-branded link that sets documentation expectations before the first call.
- Receive a respondent's readiness report only after they explicitly consent to share it.
- Spend the first conversation on strategy instead of collecting paperwork.
- Nothing here suggests approval, eligibility, or pricing to your client.
Powered by Logikality's mortgage workflow expertise
FileReady's document logic is written and reviewed by mortgage operations practitioners at Logikality, then versioned so every report can be traced to the rules that produced it. The checklist and the readiness score are deterministic and never generated conversationally.
Questions, or interested in distributing a co-branded link? Reach the Logikality team at hello@logikality.com.
No credit check. No SSN. No loan decision.