How FileReady works
About 3 minutes • No credit pull • No SSN required
1. Answer a few questions
About three minutes of plain-language questions about your goal, income types, and funds. No SSN, no account numbers, no amounts.
2. Mark what you already have
For each document on your checklist, say whether it is ready, on hand but unverified, uncertain, or still to obtain.
3. Get your Documentation Readiness report
A prioritized checklist, your Documentation Readiness score, and the next three actions to take. Email it to yourself or share it with your loan officer – each is a separate choice.
Your Documentation Readiness score reflects only the status you selected for the documents in this checklist. It does not evaluate your credit, income sufficiency, document acceptability, eligibility, loan terms, or likelihood of approval. Actual requirements vary by lender, loan program, property, and individual circumstances.